These Terms of Use govern access to and use of https://creditbriefdaily.com (the “Site”), published by Mohamed Haytam, NIF 55008372E, of Málaga, Spain. Full publisher identification is in our legal notice. By using the Site you agree to these terms. If you do not agree, please do not use the Site.
1. Informational purpose only
The Site publishes general educational information about credit cards, credit scores, banking and personal finance. Nothing on the Site is personalized financial, investment, tax, legal or accounting advice, and no professional advisory relationship is created by using the Site, subscribing to our newsletter or contacting us. See our disclaimer and disclosures.
2. No warranty of accuracy
We take considerable care with accuracy and cite primary sources. Even so, financial products, rates, fees and rules change frequently, and content may become outdated. The Site is provided “as is” and “as available” without warranties of any kind, express or implied, including any warranty of accuracy, merchantability, fitness for a particular purpose or non-infringement.
Always verify current product terms with the issuer or institution before making a decision.
3. Acceptable use
You agree not to:
- Use the Site for any unlawful purpose;
- Copy, scrape, republish or redistribute our content beyond the limits described below;
- Attempt to gain unauthorized access to the Site or its systems;
- Interfere with the Site’s operation, including by automated overload;
- Submit false, misleading or abusive material through our forms;
- Use the Site to train machine learning systems in a way that infringes our rights.
4. Intellectual property
All content on the Site — articles, headlines, layout, design, code and the CreditBrief name and wordmark — is owned by the publisher or its licensors and protected by intellectual property law.
You may read and share links to our content, and quote short extracts with clear attribution and a link back to the original page. You may not republish articles in whole or substantial part without written permission.
5. Third-party links
The Site links to third-party websites, including government resources and financial institutions. We do not control those sites and are not responsible for their content, accuracy, availability or privacy practices. A link is not an endorsement.
6. Advertising
The Site displays advertising. Advertisements are labelled and separated from editorial content. We are not responsible for the products, services or claims of advertisers, and any dealings you have with an advertiser are solely between you and them.
7. Limitation of liability
To the fullest extent permitted by law, the publisher and its contributors shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or goodwill, arising from your use of or inability to use the Site, or from any decision made in reliance on its content.
You are solely responsible for your financial decisions.
8. Indemnification
You agree to indemnify and hold harmless the publisher and its contributors from any claim arising out of your use of the Site or your breach of these terms.
9. Privacy
Our handling of personal information is described in the privacy policy and cookie policy, which form part of these terms.
10. Changes
We may modify these terms at any time. Changes take effect when posted, and the “last updated” date above will reflect the revision. Continued use of the Site constitutes acceptance.
11. Termination
We may restrict or terminate access to the Site at our discretion, including for breach of these terms.
12. Governing law and jurisdiction
These terms are governed by Spanish law. Any dispute arising from them shall be submitted to the courts of Málaga, Spain.
This does not deprive you of the protection of mandatory consumer law. If you are a consumer resident in the European Union, you keep the right to bring proceedings before the courts of your own place of residence, and you may use the European Commission’s Online Dispute Resolution platform. If you are resident elsewhere, mandatory rules of your place of residence continue to apply to the extent the law requires.
13. Severability
If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.
14. Contact
Questions about these terms: creditbrief@gmail.com