CreditBrief is published from Spain. Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE), article 10, requires a provider to make certain identifying information permanently, directly and freely available. That information is below.

Publisher

Identification of the service provider
Owner and publisherMohamed Haytam
Tax identification number (NIF)55008372E
DomicileCalle de Larios, 8, 29774 Málaga, Spain
Contact emailcreditbrief@gmail.com
Websitehttps://creditbriefdaily.com
ActivityPublication of editorial content about consumer finance

CreditBrief is a trading name used by the individual named above. It is not a registered company, and no commercial registry entry applies.

Purpose of the site

CreditBrief publishes general educational articles about credit cards, credit scores, banking and personal finance, written for readers in the United States. It does not sell financial products, does not act as an intermediary, and is not authorised or supervised by any financial regulator. Nothing on the site is personalised financial advice — see our disclaimer.

Intellectual property

The articles, headlines, layout, design, source code and the CreditBrief name and wordmark are the property of the publisher or its licensors, and are protected by Spanish Royal Legislative Decree 1/1996 (Intellectual Property Act) and international copyright treaties.

You may read the site and share links to it, and quote short extracts with clear attribution and a link back to the original page. Reproducing whole articles, or a substantial part of one, requires written permission.

Conditions of use

Using this site means accepting our terms of use. Users agree not to use the site unlawfully, not to attempt unauthorised access to its systems, and not to interfere with its operation.

Liability

The publisher takes care over the accuracy of what is published and cites primary sources, but does not warrant that content is free of error or fully up to date — financial product terms change constantly. The publisher is not liable for decisions taken in reliance on the content, nor for the content, availability or practices of third-party sites linked from here. A link is not an endorsement.

Personal data

Personal data is processed in accordance with the GDPR and Spanish Organic Law 3/2018. The controller is the publisher identified above. Full detail, including the legal bases and your rights, is in our privacy policy, and cookie use is explained in our cookie policy.

Applicable law

This legal notice is governed by Spanish law. Any dispute arising from the use of this site shall be submitted to the courts of Málaga, Spain, except where mandatory consumer protection rules give a consumer the right to bring proceedings before the courts of their own place of residence.

Contact

For any question about this notice: creditbrief@gmail.com